China Banking Regulatory Commission to set up a large number of banks during the year to set up Pratt & Whitney Financial Division_Chinahourly China Banking Corporation of China, the Ministry of Finance, the Ministry of Finance, the People' s Republic of China, the People' s Republic of China, the People' s Republic of China

(Hereinafter referred to as the "implementation plan"), to promote large and medium-sized commercial banks set up focus on small micro-enterprises, "three rural", entrepreneurial innovation groups and the " Poverty alleviation and other areas of the Pratt & Whitney Financial Division. At present, CCB, ABC and ICBC have completed the division reform in April, Bank of China and Bank of Communications need to push forward. Among them, the Bank of Communications is promoting the Pratt & Whitney Financial Division pilot, and the Bank of China to continue to layout the way the merger of rural finance. Northeast Securities Research Director Fu Lichun on the "Securities Daily" reporter said that the strong financial strength of large banks, with first pilot and innovative resources, "implementation plan" issued to help improve the enthusiasm of large banks to implement Pratt & Whitney financial. Of course, the big banks in the double and small businesses and other business in the familiarity, matching degree and wind control have a certain challenge, therefore, the document from the security, tax and other aspects of the relevant policy support to help reduce the Pratt & Whitney The cost of the bank and the bank, so that the business income and risk to match within a certain period of time, which is the core issue. China Banking Regulatory Commission, the person in charge of the relevant departments, Pratt & Whitney Financial Division highlights are mainly reflected in the "line of" management system and the "five special" operating mechanism. In addition, in order to strengthen the positive incentives and improve the enthusiasm of the Pratt & Whitney financial services, the CBRC and relevant ministries will strengthen the support and protection in terms of differentiated supervision, monetary and credit policies and fiscal and taxation support policies. Requiring the pilot in some areas, after the experience and then open, large banks in 2017 to complete the establishment of Pratt & Whitney Financial Division. Among them, the "implementation plan" requires the relevant banks from the head office to the branch, from top to bottom to build Pratt & Whitney financial vertical management system, the head office set up Pratt & Whitney Financial Division, branches and scientific and rational set up Pratt & Whitney financial business department front office Professional business organizations, sink business focus, decentralization authority, in order to better serve Pratt & Whitney financial customers. "Through the construction of 'line of' management system to improve the efficiency and ability of Pratt & Whitney financial services." The official said. In addition, the "five special" operating mechanism that is to establish a dedicated integrated service mechanism, the establishment of specialized statistical accounting mechanism, the establishment of a special risk management mechanism, the establishment of a special resource allocation mechanism and the establishment of a special assessment mechanism. 2017 "Government Work Report" pointed out that to encourage large and medium-sized commercial banks to set up Pratt & Whitney Financial Division, state-owned large banks to take the lead in the implementation of differentiated assessment methods and support policies to effectively alleviate the financing of small and medium enterprises, The The official said that the establishment of Pratt & Whitney Financial Division is conducive to further reduce the financing of the relevant banks to provide differentiated products, increase the protection of resources and enhance business momentum. In recent years, the CBRC has continued to strengthen the differentiation policy to lead and supervise and supervise, and strive to raise the level of financial services in the banking industry. The total amount of small and micro enterprises and agriculture-related loans has continued to grow. As of the end of March 2017, the national small micro-enterprise loan balance of 27.8 trillion yuan, an increase of 14.4%; small micro-enterprise loans balance accounts 13.63 million, an increase of 1.17 million; banking financial institutions involving agricultural loans balance of 292,000 Billion, an increase of 8.9%, the basic financial services, administrative coverage of about 95%. In the case of