CBRC regulate bank deposits to absorb public funds News Channel _ _ net _ Chinese accounting perspective needed to accountants - CPA | Certified Tax | Accounting titles | Senior Accountant | Accounting practitioners

, External release "on further specification industry Institutions to absorb public funds (Hereinafter referred to as "notice"), rectify the norms of banking financial institutions to absorb public deposits. "Notice" a total of 5 13, in strengthening the integrity of practitioners, is strictly prohibited interests, to prevent morality , To raise the level of service to make specific requirements. First, strengthen the business The Banking financial institutions should specify the specific form of deposits of public funds, Standards and management processes, to strengthen the relevant costs of expenditure The Improve the salary management system, improve the performance appraisal system, shall not set the point of time deposit size, Or ranking and other indicators. Strengthen the absorption of public funds deposit behavior Supervision, strict violations of the problem of accountability and rectification, suspected of violation of discipline, should be handed over to the relevant departments to deal with. Second, the interests of transport is strictly prohibited. Banking financial institutions should urge employees to abide by the industry code of conduct, abide by professional ethics, integrity practitioners. Not to the public deposit holders of the relevant responsible person presented , There is price With the spouse and other spouses and other direct stakeholders related to the employment, promotion, or to the above-mentioned personnel to pay the proceeds of the way such as delivery. If the spouse, child and his spouse and other directly interested parties of the relevant person in charge of the public deposit are the employees of the banking financial institution, the employee shall avoid the avoidance. Third, to enhance the level of service. Banking financial institutions should fully respect the public funds will be the main body of the will and service needs, in accordance with open, fair, Principles and public funds to carry out the main business cooperation. Continuous optimization of business processes, rich product categories, and continuously improve the level of comprehensive deposit services. Fourth, strengthen the industry self-discipline. Banking associations should urge member units to strengthen self-discipline, cultivate a culture of compliance, promote fair competition, resist improper transactions, and jointly abide by the " Anti - commercial bribery "China Banking Anti-Unfair Competition Convention" and other industry regulations. The implementation of the "notice" is conducive to the banking financial institutions to create a clean culture, cultivate a culture of compliance, and is conducive to maintaining a fair and orderly surroundings. Attached: the CBRC relevant departments in charge of "on further standardize the banking financial institutions to absorb public funds deposit notice" For the rectification of banking institutions to absorb public funds deposits behavior, strengthen the integrity of practitioners, is strictly prohibited interests, to prevent , To enhance the level of service, the CBRC recently issued "on the further regulation of banking financial institutions to absorb public funds deposit notice" (hereinafter referred to as "notice"). The head of the relevant departments of the CBRC answered a reporter's question. What is the background of the "notice" issued? A: public funds have a large amount, Low, high stability and other characteristics, is the banking sector financial institutions important deposit funds. At present, individual banking financial institutions in order to obtain public deposits, the use of benefits and other unfair means of competition, undermine the integrity of the industry and fair and orderly financial market environment. In this regard, the CBRC attaches great importance to the development of "notice" on the banking financial institutions to absorb public deposits to rectify the norms, and urge banks to operate in accordance with the law to improve service quality. Second, the "notice" of the main content and requirements? A: "notice" a total of 5 13, mainly including two aspects: First, the banking financial institutions to make the relevant requirements. "Notice" requires the banking financial institutions to strengthen the absorption of public funds deposit business management, improve the performance appraisal system, strengthen Supervision. At the same time, it is strictly forbidden that the banking financial institutions, through the donation of property, arrange for the employment of relatives, etc., to the public funds to carry the relevant responsible personnel for transport, and to avoid the requirements and integrity requirements. "Notice" also requires the banking financial institutions to continuously improve the level of comprehensive deposit services, increase the comprehensive benefits of capital storage. Second, strengthen the industry self-discipline and strengthen supervision and inspection. "Notice" requires the banking industry to urge the member units to strengthen self-discipline, cultivate a culture of compliance, abide by the industry statute. At the same time, the "notice" requires the banking regulatory authorities at all levels to strengthen the banking financial institutions to absorb public funds deposit supervision and inspection, found that the interests of delivery, but also should inform the same level Door and related discipline inspection supervisory authority. Third, compared with the original relevant regulation, "notice" what new requirements A: "Notice" mainly has the following two new requirements: First, to avoid the request. Article 2 (2) of the Circular stipulates that if the spouse of the relevant person in charge of the public funds, the children and their spouses and other directly related personnel are employees of the banking financial institution, the employee shall avoid the avoidance of the spouse, , The institution to be made deal with. Second, the commitment to clean government. Article 2, paragraph 3, of the Circular states that the banking financial institutions shall, in accordance with the provisions of the Circular on further strengthening the financial sector and Unit funds storage management guidance "(Treasury [2017] 76) of the relevant provisions, in accordance with the requirements of the public deposit deposit issued by the firm commitment. Fourth, the "notice" refers to the public funds deposited in the main body and the public deposit holders of the relevant responsible persons, including what? A: The main body of public funds, including the financial sector, budget units and state-owned enterprises and institutions. Among them, state-owned enterprises are state-owned Supervise the management of state-owned and state-controlled enterprises, state-owned actual Enterprises; institutions refers to the relevant administrative regulations and their implementation details of the various types of institutions at all levels. The main person in charge of the public deposit storage entity shall include the main leaders of the main body of the public deposit, the head of the department in charge of the public deposit and the department responsible for the deposit of the public funds, and the handling of the public funds, staff of.